Graduated from the M.E.S College of Zuarinagar and completed post graduation in the subject of Economics from the Goa University in 1991.Joined the Government College of Arts, Science and Commerce as faculty in the year 1992. Was awarded Ph.D from the YCMO University, Nasik having worked on the topic “Micro credit and Self Help Groups: An Impact Study with reference to Goa’ in the year 2011. Successfully completed an online course “Designing Learner Centric MOOC offered by the IIT Bombay. Currently lecturing in the Goverment College of Commerce and Economics, Borda. Have a total of 26 years of teaching experience. Have worked as a co-investigator in a UGC Sponsored Major Research Project. Am currently the Convenor of the NAAC Steering Committee, IQAC, ICC and the Nodal Officer for NIRF.